Foreign media reports indicate that discussions surrounding a long-term price ceiling for XRP are intensifying. One market analyst believes that XRP reaching $10,000 is not entirely inconceivable, but this would depend on historic changes in the global financial system, rather than being driven solely by market sentiment.

A more realistic range is $150 to $325.

The analyst's core assessment is that, under current assumptions, a more realistic valuation range for XRP is $150 to $325. This calculation is not based on short-term speculation, but rather on factors such as blockchain adoption, liquidity, available supply, transaction turnover rate, and changes in institutional demand.

According to the data cited in the article, XRP is currently priced at approximately $1.14. The analyst specifically mentioned that if more assets are tokenized and migrate to on-chain settlement in the future, market demand for efficient liquidity tools may increase accordingly.

Tokenization and cross-border settlement were repeatedly mentioned.

The article suggests that as traditional financial assets continue to migrate to the blockchain, the efficiency requirements for cross-border transfers and settlement systems will further increase. Under this scenario, crypto assets capable of providing liquidity support and value transfer may gain greater traction.

Analysts consider Ripple's On-Demand Liquidity (ODL) service and the Automated Market Maker (AMM) on the XRP Ledger to be important components of the relevant ecosystem. If XRP is more deeply embedded in financial infrastructure, increased usage frequency could alter the supply and demand dynamics.

$10,000 is still an aggressive scenario

However, the article also emphasizes that the future of digital finance may not be dominated by a single public blockchain. Different networks may undertake different functions, and XRP will still need to compete with other assets in terms of liquidity, speed, and settlement efficiency.

Analysts also noted that some large wallets hold significant amounts of XRP, leading the market to remain focused on whether the circulating supply will tighten and whether supply changes due to increased adoption will amplify price elasticity. Overall, the article argues that XRP's long-term value depends more on real-world usage than solely on optimistic expectations.